A Community Based Lender

Thank you for considering The Institute Capital for your business' capital needs. Please click "Apply Now" to begin your loan or grant application. Our RETOOLNC grant application portal will reopen Monday, September 27, 2021. Only businesses that have not received prior grant funding through the Retool program will be eligible. If you have any questions about the Retool application process or program eligibility criteria, please call 1-877-537-0662 or email icapta@theinstitutenc.org.

Proud partner of the NC Grant Program.

Socially Responsible Investing

The Institute envisions financially strong, culturally vibrant communities where each person has access to decent jobs, homes, health care, education, healthy food, and economic opportunities.