A Community Based Lender

Thank you for choosing Institute Capital (ICAP) for your lending needs. ICAP provides loans to diverse, and women owned small businesses ranging from $10,000 to $500,000. We also lend to affordable housing developers up to $750,000 for predevelopment and permanent financing.

ICAP charges an application fee of $300 and a credit report fee of $30 (per report), that is to be collected prior to your loan being submitted for approval consideration. Thank you again for considering ICAP for your capital needs.

Proud partner of the NC Grant Program.

Socially Responsible Investing

The Institute envisions financially strong, culturally vibrant communities where each person has access to decent jobs, homes, health care, education, healthy food, and economic opportunities.